Topstep 50K rules — Combine & Express Funded

The 50K rule math in plain English, the mistakes that actually end accounts, and a live consistency calculator. Last verified 2026-06-16 · source: help.topstep.com — rules change; confirm before you trade.

The numbers (50K)

Rule50K value
Trading Combine drawdownIntraday trailing — follows your highest equity in real time, $2,000
Express Funded (XFA) drawdownEOD trailing, $2,000
Daily Loss Limit (DLL)$1,000 — auto-liquidate + lock to 5pm CT (not a rule violation)
Profit target$3,000
Max contracts5 mini / 50 micro
ConsistencyBest day < 50% of cumulative profit (Combine); XFA Consistency path ~40%
Winning day$150+ net
Payout split90/10 from $1 (first 50K payout capped at $5,000, then uncapped)
AutomationTopstepX API allowed in Combine/XFA · no sandbox · VPS/remote banned · no ProjectX API automation on the Live Funded Account
Serbia eligibilityXFA-only — Live Funded Account not available (checker)

What actually ends 50K accounts

Intraday trailing drawdown breaches on open P&L. The Combine floor follows your highest unrealized equity in real time — a green spike that retraces can breach you even if you never closed a loss. This is the #1 algo-trader blow-up on Topstep.
The DLL isn't a violation — but it stops your day. Hit −$1,000 and Topstep auto-liquidates and locks you until 5pm CT. Not a fail, but a wasted day and a forced flat mid-position.
One big day can void a payout. If a single day is ≥50% of your cumulative profit, you can't pass/withdraw until you balance it out. Use the calculator below.

Consistency calculator (Combine 50%)

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Don't track this in your head

AlgoProven models the exact Topstep math — intraday trailing, DLL, consistency — and shows your live distance-to-breach as your bot trades, then locks the pass before you can give it back.

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